How Pre-Settlement Funding Works

Q: Can I get a loan on a pending lawsuit?

Yes you can get a loan on a pending lawsuit ! Apply with Stonewood Funding today, and we will review your case and determine whether you are eligible for a loan on a pending lawsuit.

Pre-Settlement Funding:
How It Works

Pre-Settlement Funding grants you quick access to funds in 3 easy steps.

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Need cash before your case settles? There is no fee to apply, and you owe us nothing if you lose your case.

Pre-settlement funding is not a traditional loan.

Receiving legal funding is commonly referred to as a “lawsuit loan” or “pre-settlement funding” but please note this is not a traditional loan since if you lose your case, you owe us nothing. This type of loan is referred to as a non-recourse loan & is the only type of legal funding Stonewood Funding provides it’s clients.

What Is Pre-Settlement Funding?

As mentioned in the disclaimer above, “pre-settlement funding” and “lawsuit loans” are synonymous throughout this website. They both refer to receiving non-recourse legal funding with Stonewood Funding.

Pre-settlement funding is a cash advance given to accident victims while they await their settlement. The cash advance is then paid back from their settlement or court award.

A lawsuit settlement loan will give you the cash you need to live your daily life and pay expenses such as medical bills and property repairs while you are waiting for what you are owed. This will allow you to focus on your recovery and keep fighting until you are offered a fair settlement.

A personal injury claim or any other type of negligence-based claim can take a long time to settle. It is common for victims to accept less than what they deserve because they need the money to pay for the damages that were imposed upon them. This is unjust. Regardless of your financial situation, you deserve a fair settlement, even if it means waiting.

How It Works: Just 3 Easy Steps!

Pre-settlement funding grants you access to a portion of your cash settlement before your case is finalized.

Step 1: You Apply

You apply online or call 844-544-3863 to speak with our customer service rep

Step 2: We Review

We review your application and evaluate your case with your attorney.

Step 3: Get Funding

You receive your cash almost immediately after approval.

The Stonewood Advantage: Our Mission

At Stonewood Funding, we are invested in our clients, and we strive to secure the best possible outcome for them. We offer the best possible rate, fast cash advance at no risk to you, and most importantly, advice to ensure that you get the most from your lawsuit loan.

We boast the lowest interest rates around. We will review your case and determine your pre-settlement funding options. We may offer you between $1,500-$250,000+. Once you have been approved and you and your attorney have signed the agreement, you will receive your cash within 24 hours!

We want the best outcome for your case, which means that we will only lend you what you need while you are awaiting settlement. Rather than being concerned about maximizing our own profit, we want you to understand how the process works, and we want to secure the best settlement possible.

Our online application process is quick and easy, and once you have been accepted, you will receive the funds you need quickly. But perhaps most importantly, your loan is risk-free! If your claim is unsuccessful, you won’t owe us anything.

To seek advice from a pre-settlement funding company that really cares, start your free application with Stonewood Funding today. Call our toll-free number 844-544-3863 or apply online today!

The Stonewood Advantage: Our Promise

Stonewood Funding provides responsible consumer legal funding. What really makes us stand out from the crowd is that, unlike traditional lawsuit funding, you will not have to pay back anything if your case is unsuccessful. Sound too good to be true?

We are able to promise this because we take the time to understand our client’s cases, and if we are confident in their success, then we will accept their applications. We only lend them what they need, an amount that will easily be paid back if their claim succeeds. You will never be indebted to us if your case is unsuccessful. The risk is all ours.

Case Types We Fund

Personal Injury

Auto Accidents

Employment Law

Labor Law

Medical Devices

Pharmaceutical Drugs

Civil Rights

Product Liability

Benefits of Using a Pre Settlement Funding Company

There are many benefits to using a lawsuit loan while you are awaiting a settlement. Some of the biggest benefits are:

Pre-Settlement Funding is Nonrecourse

Pre-settlement funding is nonrecourse, which means that you will not pay back anything if your case is unsuccessful.

Pre-Settlement Funding Is Not A Loan

Pre-settlement funding is not a loan, it will not affect your credit, and you will never be indebted to us. We receive payment from your settlement once it is successful. There are no monthly payments. The money is already owed to you, and pre-settlement funding is an advance of that money.

Maximize The Compensation You Recieve

Insurance companies are big money makers, and they will do everything they can to pay out as little as possible. They will look for any way to devalue your claim and exploit any vulnerability. A common tactic is to draw out how long a claim takes to settle in hopes that the plaintiff will become desperate for the money and give up.

But with the lawsuit loan, you will have the money you need to get by, which will give you and your attorney the time and space to fight your case and secure maximum compensation.

Improved Recovery

If you have to continue to look after your children, or you are worried about where your next meal is going to come from, then, recovery seems impossible. But when you have the money you need, you can focus on your recovery. Mental and physical health go hand-in-hand; when you are less stressed, you will feel the difference.

A lawsuit cash advance can also cover medical expenses and transport to and from appointments. You should never have to delay treatment because you are waiting for the money you are owed. It is important that you can seek the healing you need when you need it.

Take Away Stress

Money isn’t everything, and nothing can make up for what you have to go through. However, financial difficulty can cause a massive amount of stress. Once the loan enters your bank account, you will have the cash you need to maintain your life in comfort and free from the financial hardship that often plagues victims of personal injury lawsuits.

Rent won’t wait for your settlement. Why should you?

Things You Should Know About Pre-Settlement Funding

Here are a few things you should know about pre-settlement funding.

There Are No Restrictions on How You Spend Your Lawsuit Funding

You can use your lawsuit funding for any purpose. People most commonly apply for lawsuit cash advances to cover daily living expenses as well as things like mounting medical bills, child care, and property repair. If you have been left unable to work, then this could be especially important.

Most attorneys work on a no-win-no-fee basis, which means that people do not usually require a lawsuit advance to pay for the litigation process. That means that pre-settlement funding helps maintain your quality of life and relieves the financial burden you may be feeling while you await your settlement. Financial assistance usually equates to less stress and better recovery.

There Are No Monthly Payments

While some companies may offer structured settlement payments or monthly payments, these usually carry very high and compounding interest rates. With our model, you will not have a loan hanging over you. You will receive the cash advance when you need it to pay for expenses, and then it will be paid off, and you will have your remaining settlement for yourself.

You Need to Be Represented by an Attorney

It is important that injury victims have representation from a quality attorney. Your attorney will guide you through the legal process and maximize the compensation you deserve. We will work alongside your attorney to work out a plan that meets your needs.

We want to make sure you get the best deal. While your attorney may have a pre-settlement funding company they have worked with before, you should check if their standards match up to ours before you make your choice. While it might be convenient for your attorney to work with a company they know, we are confident that we offer the best service and rates around.

Next, you can either give us a call or fill out an online form and apply for a lawsuit loan for free. Our specialists will review your application and speak with your attorney. If your application is accepted, then they will offer you an agreement.

You and your attorney will review the agreement you have been offered. If you are happy with everything, then you will both sign it and send it back to us. Once we have received your signed agreement, we will send the cash to your bank account within 24 hours!

Your Attorney Takes Care of Ensuring Payment After Your Settlement

You will not pay us anything unless your claim is successful. If it is, then your payment will be taken from your settlement from your attorney’s account before you receive it.

Why Choose Stonewood Funding as Your Pre-Settlement Funding Company?

Choosing a pre-settlement funding company when you are pending settlement funds is an important financial decision that should be made with due care and consideration. You deserve to be properly compensated for your personal injury case without being taken advantage of by a lawsuit loan company whose one and only goal is to make lots of money.

At the heart of Stonewood Funding is a desire to help people. We care about you and your future. Here are just a few of the reasons to choose us:

We Assume All The Risk

Most litigation funding companies will borrow from almost anyone that applies. That is because they can only make money. They expect people to pay back what they borrow regardless of whether they win their case. This can devastate people and put them in incredibly hard financial situations.

At Stonewood Funding, we will assess your case in a free evaluation, and we will only lend to you if we think it is likely you will win your case. If you don’t win your case, then you will not pay us anything back. If you do, you will pay us straight from your actual settlement.

No win, no fee, and no strings attached!

The Lowest Interest Rates

Most settlement funding loans come with very high-interest rates that compound every month. That means that each month, you are charged interest on what you owe rather than what you borrowed. If your case takes a long time to settle, then it can have a HUGE impact on the amount you owe.

Our clients save a lot of money by working with us, sometimes hundreds, sometimes thousands of dollars. That means that they secure more of the financial compensation they are owed – which is our goal!

We also have no hidden fees or application fees, so if you don’t win, you really don’t pay anything.

No Need For a Credit Check

We do not ask for a credit check or employment verification. So long as we have confidence in your case, you will qualify regardless of your financial situation. We are able to offer this because our money comes straight from your settlement. If a settlement funding company asks for a credit check, then they are probably best avoided!

Quick Cash When You Need It

Applying for a lawsuit loan is often a difficult decision, and by the time it is made, you might be desperate for the cash, especially if you are suffering lost wages and trying to maintain a home.

When you apply to us, we will get to work quickly to assess your case. We will work with your attorney to get the information we need fast. Once our underwriters have approved you, the money will arrive in your bank account within 24 hours!

Borrowing money can feel scary, especially if you are already in financial difficulty. But with no application fee, low-interest rates, immediate funds, and the fact that you won’t pay anything if your case is unsuccessful, a loan from Stonewood Funding is risk-free for you.

We assume all the risk.

You should not have to struggle to get by or accept a low-ball offer because you need the money. Instead, you can maximize your settlement by securing pre-settlement funding.

We will work alongside your attorney to ensure your rights and interests are the top priority. We pride ourselves on our customer service and we look forward to hearing from you and answering your questions.

Call us toll-free at 844-544-3863 or apply online to start your free application for pre-settlement funding today!

Frequently Asked Questions

I have a bad credit score. Can I still qualify for pre-settlement funding?

Your credit or employment status has no influence on whether you are approved for pre settlement funding with Stonewood Funding.

We only get paid if you are successful, and it usually comes straight from your settlement before it reaches your bank account. Therefore, there is no need for us to know about your financial history.

Can I get a loan on a pending lawsuit?

Yes you can get a loan on a pending lawsuit!

Apply with Stonewood Funding today, and we will review your case and determine whether you are eligible for a loan on a pending lawsuit.

What kinds of cases qualify for pre-settlement funding?

At Stonewood Funding we represent victims of auto accidents, personal injuries, wrongful death, medical malpractice, dog bites, sports injuries, construction accidents, police brutality, product liability, boating accidents, and much more!

Where do you provide pre-settlement funding?

You can apply for pre-settlement funding with Stonewood Funding from anywhere in the United States but we currently only fund cases in California.

Is pre-settlement funding a loan?

Although pre-settlement funding is often referred to as a “lawsuit loan,” it is not really a loan. It is a nonrecourse cash advance of your settlement, which means that if your case is unsuccessful, you will not be required to pay anything back.

How quickly can pre-settlement funds become available?

When you apply to Stonewood Funding, we will act quickly to review your application. Once it has been approved, we will get the cash to your bank account within 24 hours, some time even the same day!

Is pre-settlement funding a good idea?

Pre-settlement funding works by giving you a cash advance that is then paid back directly from your settlement. This method makes it as stress-free as possible. Therefore, if you need money to live comfortably while you await compensation, then litigation funding is absolutely worth it.

Funding will allow you to focus on your recovery, and it will protect your right to fight for the compensation you deserve. While it will ultimately take a small percentage of your eventual settlement, in the long run, most people end up better off, as the higher settlement they receive more than makes up for it.

What is a settlement advance?

A settlement advance is a cash advance against an expected legal settlement.