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Personal Injury Loans
Personal Injury Lawsuit Loans
Quick & easy personal injury loans in just 3 easy steps!
- Step 1: You Apply
- Step 2: We Review
- Step 3: You Get Funding
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Need cash before your case settles? There is no fee to apply, and you owe us nothing if you lose your case. Questions? Call us at 844-544-3863.
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Disclaimer: "Lawsuit loans" are not traditional loans.
Receiving legal funding is commonly referred to as a “lawsuit loan” or “pre-settlement funding” but please note this is not a traditional loan since if you lose your case, you owe us nothing. This type of loan is referred to as a non-recourse loan & is the only type of legal funding Stonewood Funding provides it’s clients.
What is a Personal Injury Loan?
A personal injury loan is a cash advance of the financial compensation you expect to receive after an accident. It is not a normal or traditional loan, if your case is unsuccessful, you will not pay anything back. It does not affect your credit and will be paid off in one go, so you will not end up with any looming debts. Sound too good to be true?
The reason we are able to offer this is that we work alongside personal injury attorneys to understand each individual case. If we have confidence in the success of a case, then we will lend a percentage of what it should eventually be worth.
Once the settlement is secured, repayment is facilitated by the attorney. As we only lend a percentage, victims should have a considerable amount left of their settlement to continue their journey to recovery.
How It Works: Just 3 Easy Steps!
Personal injury loans grant you cash from your settlement before your case is finalized.
Step 2: We Review
We review your application and evaluate your case with your attorney.
Step 3: Get Funding
You receive your cash almost immediately after approval.
What is Considered a "Personal Injury?"
A personal injury is a physical or psychological injury or illness that was caused by someone else’s negligence. Common examples include auto accidents, slips and falls, and medical malpractice.
A successful personal injury claim will result in financial compensation, designed to cover things such as medical bills, lost wages, and emotional pain and suffering.
Personal Injury Lawsuit Loans With Stonewood Funding
Stonewood Funding aims to maximize the benefit to our clients when we provide personal injury loans. We always strive for the best rates, high-quality customer service, risk-free loans, and fast funding.
One of our underwriters will review your case and work with your personal injury attorney to determine what options are available to you. If your case is approved you could borrow between $1,500-$250,000 from your personal injury settlement. If your loan is approved and you and your attorney agree, the cash will be in your bank account within 24 hours!
We want the best possible outcome from your personal injury case, so we only borrow you what you need as a percentage of your eventual settlement. Unlike other lawsuit funding companies, we are not only concerned with profit. We take the time to advise you and figure out a plan that works for you.
The process is quick and easy. There are no credit checks or employment verifications. Apply online today or give us a call. We assume all the risk, and so if your personal injury claim does not succeed, you will not owe us anything!
To get advice from a personal injury loan company that cares about your future, call Stonewood Funding today and start your free application. Contact our toll-free number at 844-544-3863.
The Stonewood Advantage: Responsible Legal Funding
Are you looking for a personal injury lawsuit loan while you wait for settlement money? Have you been in an accident that wasn’t your fault and are now struggling to cope with the financial burden? Stonewood Funding provides fast, no-risk personal injury loans at any stage of the legal battle. Ensure your immediate needs are taken care of and secure access to the medical care you need while you wait for the personal injury settlement, you deserve.
At Stonewood Funding, we promise exemplary customer service and the very best rates. There are no hidden or application fees, and if your personal injury claim is unsuccessful, you will not pay us anything back!
Personal injury loans give victims the time and space they need to focus on their recovery while fighting for the highest possible settlement. Insurance companies are known to drag their feet so that you will give in and accept less than what you deserve. This is should not be tolerated. Instead, take back your power will a personal injury loan.
Every personal injury victim deserves fair and just compensation. Never accept an early settlement because you are struggling with your personal finances. Stonewood Funding is here to help.
Types of Personal Injury Lawsuits We Fund
We offer pre-settlement funding for most types of personal injury lawsuit cases.
How Do Personal Injury Loans Help?
Funding for personal injury settlements can be incredibly beneficial for victims who need money for daily expenses and medical bills. However, we always advise plaintiffs to seek guidance from their attorneys.
The two biggest benefits are:
A Personal Injury Loan Will Give You The Time and Space to Recover
With personal injury lawsuit funding, you will have the resources you need to get the medical care you need to optimize your recovery, including things like physiotherapy and counseling. Victims should never have to delay treatment because they are waiting months or even years for the money they are owed.
A California pre-settlement loan could be used for medical expenses and transport to and from appointments. It can also be used for things that benefit your recovery in a less direct way, things like childcare, house payments, and groceries. When you have the money you need, you will have less stress, and you can focus on getting better.
A Personal Injury Loan Could Result in More Compensation
Insurance companies are big businesses whose top priority is profit, which means that they need to pay out as little as possible in personal injury claims. They will look to exploit any vulnerability, and if you are desperate for money, then they could drag out the claim to force you to accept a low settlement.
Personal injury legal funding will provide the time and space you and your attorney need to fight for maximum compensation.
Rent won’t wait for your settlement. Why should you?
Personal Injury Loan Guide: The Process
When you are waiting for fair compensation, you need a personal injury cash advance in the most risk-free way possible. That means a no-win-no-fee loan, attorney cooperation, and attorney cooperation. At Stonewood Funding, our process is easy and risk-free at every step.
Stage One: Seek Representation From a Personal Injury Attorney
Whether you are dealing with the aftermath of a car accident, medical malpractice, premises liability, or any other type of personal injury, you should seek representation from an attorney. High-quality representation takes away the stress of dealing with the legal process, and usually, it will result in a higher amount of compensation even when their fees are taken into account.
At Stonewood Funding, we work with your attorney to ensure that our lawsuit funding contract works for you. We cannot help anyone without attorney cooperation.
Your personal injury lawyer might have a pre-settlement funding company they have worked with previously. However, you should ensure that their standards can stand up to ours. While your attorney may find it convenient to work with someone they already know, we are confident that we can offer the best service and rates.
Stage Two: Apply For Personal Injury Funding
Now that you have an attorney, you can apply for free via our online form or give us a call to speak to an advisor. Our underwriters will quickly get to work to review your application and contact your attorney. If they believe your personal injury claim stands a high chance of success, then they will approve your loan, and you will be offered an agreement.
Stage Three: Review the Contract
Once you are sent the agreement, you and your attorney will review it, and if you are both happy, you will sign it and send it back. Once we have received your signed contract, we will send the cash advance to you within 24 hours.
Step Four: Repayment
If your personal injury lawsuit is successful, then repayment will be facilitated by your attorney. Usually, your settlement will first go into their trust fund, we will be paid from it, and so will your attorney, and as you only borrow a percentage of what your claim was worth, you should have plenty left to continue your journey to recovery.
If, for whatever reason, your claim is unsuccessful, your loan will be wiped clean, and you will not owe us anything.
With our model, you pay us in one chunk, you get what you need when you need it, and then it is paid and done with. Other funding companies offer monthly payments with high monthly compounding interest rates that keep you indebted to them and result in you paying way more than what you borrowed.
Why Stonewood Funding As your Personal Injury legal funding Company?
Personal injury loan companies offer varying rates and terms, and choosing one is an important financial decision. When you get help from the right company, your loan will maximize the financial compensation you receive.
However, if you end up securing a loan from a company whose only goal is profit, you could wind up losing a large percentage of your settlement due to high fees and unfair interest rates.
Stonewood Funding is committed to helping people. At the heart of our company is a desire to fight for justice and fair treatment of personal injury victims. Here are just a few of the things that help us stand out:
Impeccable Customer Service
At Stonewood Funding, we do more than just get you funded. Our specialist advisors will help you understand the whole lawsuit funding process and guide you so that you receive the maximum amount of cash. Our friendly staff are committed to securing the best possible outcome for our clients.
Our Interest Rates Are The Lowest Around
Most pre-settlement financing companies have high-interest rates. They may not appear high initially, but they often compound each and every month, which means that every month you are charged interest on the amount you owe, not the amount you borrow. If your case takes months to settle, it can have a massive impact on what you owe them.
Personal injury plaintiffs save a lot of money by choosing us, sometimes hundreds and sometimes thousands of dollars. The result is that they benefit more from the compensation they deserve – which is our mission!
No Employment or Credit Check
Another core belief of Stonewood Funding is that everyone deserves legal funding, regardless of their financial situation. We do not require a credit check or employment verification. It doesn’t matter to us as your loan is paid straight from your settlement. If a funding company asks for a credit check, you should think twice about using their services.
Money Straight To Your Bank Account
Taking out a lawsuit loan is often a difficult decision, and by the time you have made it, you are usually desperate for the money. When you use Stonewood Funding, we will work with your attorney to review your case quickly. Once you have been approved and you have signed the agreement, we will get cash straight to your bank account within 24 hours!
Non-Recourse Loan = No Risk!
Traditional legal funding companies require people to pay back what they owe, regardless of whether their case is successful. Victims can end up in even worse situations than they were before, causing a lot of stress and financial hardship.
At Stonewood Funding, we provide a free evaluation of your case, and we only lend to you if we have confidence in your potential settlement. We take on all the risk, so you don’t have to. If your case doesn’t succeed, then you will not owe us anything. No hidden fees, no strings attached, and a risk-free cash advance.
Contact Us Today!
Dealing with the aftermath of personal injury is overwhelming. You may be dealing with severe injuries, be unable to work, and you could still be expected to pay for the mounting costs of medical bills and daily living expenses.
Stonewood Funding offers personal injury loans which can take away the stress. No application fees, low-interest rates, immediate funds, and if your case is unsuccessful, you will not owe us anything. Stonewood Funding should only make your life easier.
What really sets us apart is our dedication to personal injury victims. We believe in justice, and that means we want to help you secure the best possible future. We offer advice and guidance and will work Don’tside your attorney to formulate the best possible agreement.
Don’t accept a low offer because you are desperate for cash. Apply for a lawsuit loan today!
Ready to get started? Apply online to start your free application for legal funding today!
Frequently Asked Questions
What is the largest personal injury settlement?
According to Nolo’s research, the average personal injury settlement is $52,900. However, the largest ever was $206 billion that, punished big tobacco companies and was paid over to hospitals over 25 years. The biggest settlement warded to a single-family was $150 billion for the family of Robert Middleton.
How much do personal injury loans cost?
The cost of your loan depends on many things, such as how much you borrow, your loan provider, and how long your case takes to settle. At Stonewood Funding, our goal is to maximize the amount of compensation you receive. We will only borrow you what you need, and we keep our interest rates low.
How do I qualify for a personal injury lawsuit loan?
In order to qualify for pre-settlement funding, you will need to first seek representation from an attorney.
You can then apply for free online via our free application or give us a call 844-544-3863!
So long as you have an attorney and your personal injury case stands a high chance of success, you will qualify.
Is applying for a personal injury loan the right choice?
When you secure a personal injury loan from Stonewood Funding, you are borrowing from your own settlement. Unlike traditional loans, our loans are stress and risk-free.
We will give you what you need to await compensation, and then once you secure a settlement, you should still have plenty left to aid your recovery.
Considering the benefit it could have on your ability to recover and it’s potential to increase the value of your eventual settlement, it is the right choice for many people.
Ultimately, you will pay a small percentage of your eventual settlement, but many people end up better of thanks to the ability to secure a higher settlement.
Am I qualified for personal injury pre-settlement legal funding?
If you are awaiting a personal injury settlement, then you should qualify for a loan. When you apply to us, we will consider things such as: how likely success is in your case, the insurance coverage of the defendant, and whether you have borrowed from us before. We will work alongside your attorney to determine whether we are able to lend to you.
How risky is legal funding for personal injury cases?
Legal funding for personal injury lawsuits carries no risk to you. If your case is unsuccessful, your loan will be written off, and you will not pay back anything. At Stonewood Funding, we assume all the risk.
Are personal injury loans actually loans?
Personal injury loans are not like traditional loans as they are non-recourse meaning if your lawsuit settlement is unsuccessful you will not owe anything.
What if I need more cash while my case settles?
It is not uncommon for injured victims to be made to wait many months or even years for their settlement. If you have already received a lawsuit loan but need more money, then you may be able to secure a second loan. However, our funding specialists will need to reassess your case to determine if you are eligible.
How does the repayment process work?
Initially, your settlement will be paid into your attorney’s account, they will then facilitate their own payment, as well as the repayment of your lawsuit loan. Whatever is left will be all yours. The process is simple and you will not have any debt looming over your head. And remember if your case is unsuccessful your loan will be wiped clean.